UNIFIED PENSION SCHEME Information

UNIFIED PENSION SCHEME Information 

SALIENT FEATURES:

• This scheme is effective from 01.04.2025 to all Central Government Employees. State 

Governments also can implement UPS if desires to do so.

• The object of Unified Pension Scheme (UPS) is to improve the National Pension System 

(NPS) for Central Government employees

• The employee is eligible for guaranteed pension of 50% of the average basic pay of last 

12 months prior to retirement, for completed 25 years of qualifying service.

• On death of the employee Spouse is eligible for family pension @60% of last pension 

drawn by the employee.

DEARNESS RELIEF:

• Pensioners are eligible for Dearness Relief on the above basic pension as per the 

prevailing rates. Dearness Relief based on All India Consumer Price Index for 

Industrial Workers (AICPI-IW) as in case of service employees

MINIMUM PENSION & SERVICE:

• Minimum assured pension of Rs.10000 p.m

• Minimum service required for pension is 10 years and , pro rata assured pension will 

be given for the increased number of years of service up to maximum of 50% of the 

last pay.

• In NPS pension based on the returns from contribution invested in debt and equity 

but not a guaranteed amount.

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